Amundi Funds Protect 90, a winning combination

Monday 21 November 2016

A winning combination 

Amundi’s diversified approach offers cautious investors exposure to investment opportunities across the global markets along with a partial capital guarantee.

With interest rates at record lows, the traditional method of placing money in a savings account is becoming increasingly unattractive. While they could once provide decent capital growth or income, real returns are often entering negative territory once inflation is taken into account. This situation poses a challenge for anyone trying to grow their wealth using a savings account.

Source January 2006 to June 2016

The alternative is to invest. Yet many people are wary of taking this route due to market volatility caused by political and economic instability. That is why Amundi has designed a fund that offers a partial capital protection facility for those who want to increase their returns while avoiding high levels of risk.

Amundi Funds Protect 90 has a special protection feature that locks in profits so that the fund will never fall below 90% of the highest net asset value (NAV) recorded since inception – regardless of financial market trends. The capital guarantee rises alongside the NAV, providing reassurance in the face of economic and financial uncertainty.

Invest in a broad universe

Amundi aims to reduce the risks for investors by operating within a broad and diversified investment universe, while actively managing the fund to adapt to changing market conditions. This balanced approach provides exposure to many sources of uncorrelated returns as well as access to a wide range of investment opportunities.

By investing across all asset classes, including equities, bonds, foreign exchange, real estate and commodities, Amundi is able to smooth performance over the long term, leading to potentially higher returns ⁽¹⁾. The diversification strategy also covers all industry sectors and geographical regions, including Europe, North America and Asia Pacific as well as emerging countries ⁽²⁾.

The team behind Amundi Funds Protect 90 reinforces this broad and diversified investment approach by expressing its investment views in one of  the most efficient ways. That means considering all types of investment vehicles, including exchange-traded funds (ETFs), index funds, actively managed funds, money market instruments and derivatives (mainly futures) as well as direct equity and bond investments in large-, mid- and small-cap companies.

In the event of a sharp market downturn, the sub-fund may invest 100% of its assets in money market instruments. In such a case, it would not take advantage of the performance potential of dynamic assets.

Reassurance for cautious investors

Amundi Funds Protect 90 has broad appeal – from those who are taking their first step into financial markets to more experienced investors who are looking for a temporary lower-risk strategy until conditions improve. 

Although Amundi recommends a minimum investment period of at least three years, daily liquidity means you can access your money whenever you need it – offering reassurance to cautious investors during times of economic and market uncertainty. Since 2008, Amundi has successfully launched similar strategies for its European and Asian partner networks. Amundi Funds Protect 90 provides a fresh approach for those who want to boost their returns without exposing their wealth to high levels of risk ⁽¹⁾.

By investing across all asset classes, including equities, bonds, foreign exchange, real estate and commodities, Amundi is able to smooth performance over the long term, leading to potentially higher returns.

Isabelle de Malherbe
Head of product specialists Structured solutions
  

A broad and diversified investment universe

Amundi Funds Protect 90 seeks sources of uncorrelated returns through exposure to a wide range of investment opportunities.

Given for information purposes only. For more information on the investment process and risks, please refer to the prospectus and KIID.

(1) The sub-fund does not offer a performance guarantee

(2) For further details on the investment policy, please refer to the Amundi Funds Prospectus.

Source: Amundi.

Click here to find out more about Amundi Funds Protect 90

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AMUNDI FUNDS PROTECT 90 is a compartment of the SICAV AMUNDI FUNDS constituted and compliant with part I of the Luxembourg law of 17 December 2010. This product has been authorised by the Commission de Surveillance du Secteur Financier of Luxembourg on 27 June 2016. For all other jurisdictions, investors should seek the advice of a professional advisor in order to determine the suitability of the investment, because restrictions might apply.
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The value of, and any income from, an investment in AMUNDI FUNDS PROTECT 90 can decrease as well as increase. Past performance is not a guarantee or a reliable indicator for current or future performance and returns. The performance data do not take account of the commissions and costs incurred on the issue and redemption of units.

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Amundi Asset Management SA, “société anonyme” with a share capital of 596 262 615 € - Portfolio manager regulated by the Autorité des Marchés Financiers (AMF or French Financial Markets Authority) under number GP04000036 – Registered office: 90 boulevard Pasteur – 75015 Paris – France – 437 574 452 RCS Paris - www.amundi.com.”