Step out of Cash

Over the past 15 years cash has exposed investors to long-term losses due to low interest rates and inflation risk.

One simple step you could take to boost your capital and reach your financial goals is to diversify your savings through our broad selection of investment solutions.**

Brochure Discover our solutions

Why do we save?

Savings facilitate the important things in our lives:

Going on adventures

Putting the kids through school


Did you know?

Cash has a few perceived qualities that investors are commonly drawn to, such as accessibility and safety. European households hold €7.2 Trillion1 in cash and low-interest savings accounts. However cash delivers no real returns.

1.Source: Bloomberg. Equities = MSCI Europe, Corporate Bonds = Bloomberg Barclays Pan-European Aggregate Credit TR , Government Bonds = Bloomberg Barclays Pan-European Aggregate Credit TR EuroAgg Government Bond, Cash is Euribor 3 month. Real Return calculated as the extra return above inflation. All indexes are total return in Euro non hedged. Data from Sept 2003 to Sept 2018.

It's time to step out of cash!

Take the first steps - Understand the potential benefits of investing:

Broad selection 

Broad selection of solutions for a range of different risk profiles which seek higher returns than cash over the the long term 


Ability to redeem your investment at any time at its fair market value


Solutions with stated performance targets so investors know what we are seeking to achieve

What's the alternative?

Amundi offers a broad selection of solutions depending on your risk profile.** Explore our 4 solutions:

  • Participate in the potential rise of the markets while benefiting from partial and permanent1capital protection
  • Offers a partial protection equal to 90% of the highest net asset value recorded since the fund’s inception2
  • Flexible and active asset management with a constant risk monitoring
  • Dynamic portfolio composition searching for the optimal diversification

For more information, please refer to the  Prospectus  and  KIID  

1. Amundi Funds Protect 90 does not provide a performance guarantee
2. Please see the Prospectus for full details on the Protection feature

  • Seeks to generate positive returns regardless of market trends in the medium to long-term
  • A diversified portfolio which invests across a range of traditional and non-traditional asset classes
  • A disciplined approach to risk control combined with the flexibility of absolute returns management
  • A dedicated and highly experienced portfolio management team

For more information, please refer to the  Prospectus  and  KIID

*No.1 European asset manager based on global assets under management (AUM) and the main headquarters being based in Europe – Source IPE “Top 400 asset managers” published in June 2017 and based on AUM as at December 2016. **Contact your financial adviser to learn more about Amundi solutions.