Decide on your ideal retirement age, estimate how long you expect to be retired for, and consider the lifestyle you would like during retirement.
Summary
Thinking about retirement but not sure where to start—take control of your future with our 7-step roadmap.
We’ve put together a 7-step roadmap to guide you on your journey to a comfortable retirement
1. Set your retirement goals
2. Make a careful assessment of your current financial situation
Determine how much income you have coming in each month, what your monthly expenses are, whether you have any savings, and whether you’re contributing to any retirement plans or holding other investments.
3. Work out where your retirement income will come from
Consider whether you have a state pension, an employers’ pension, or personal savings, and whether you plan to work part-time or have a side income during retirement.
4. Assess your tolerance for risk
The amount of investment risk you take will depend on your personal comfort level and how much time you have to invest.
5. Choose the investments that are right for you
Different types of investments – equity funds, bond funds, balanced funds, ETFs – can be used to closely match your timelines and your risk tolerance.
6. Set your investment amounts
Calculate how much you'd like to invest regularly, consider your current savings rate and look for ways to increase it, and remember that starting early with consistent contributions can make a big difference.
7. Reach for your goals
Regularly review your investments, keep your long-term objectives in mind, adjust your strategy as needed and consider seeking professional advice.
Download the guide
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Wondering where to go for help?
You have the choice when it comes to the “where”. Our range of funds are available from your local bank, broker or financial advisor.
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*Diversification does not guarantee a profit or protect against a loss.
Unless otherwise stated, all information contained in this document is from Amundi Asset Management S.A.S. and is as of 25 February 2026. Diversification does not guarantee a profit or protect against a loss. The views expressed regarding market and economic trends are those of the author and not necessarily Amundi Asset Management S.A.S. and are subject to change at any time based on market and other conditions, and there can be no assurance that countries, markets or sectors will perform as expected. These views should not be relied upon as investment advice, a security recommendation, or as an indication of trading for any Amundi product. This material does not constitute an offer or solicitation to buy or sell any security, fund units or services. Investment involves risks, including market, political, liquidity and currency risks. Past performance is not a guarantee or indicative of future results.
Date of first use: 25 February 2026
Doc ID: 4772176